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Keeping you informed and educated on the individual insurance market.
A Little Life Insurance 101
A Little Life Insurance 101 Life insurance is an agreement between you and an insurance company – You agree to pay the premiums, and if you die within the terms of the agreement, your chosen benefactor(s) will receive a tax-free lump sum called a death benefit from...
Why Your Group Life Insurance Plan May Not Be Enough
Why Your Group Life Insurance Plan May Not Be Enough Many companies offer a group life insurance plan as part of their benefits package to employees. There are some excellent advantages and some significant downsides to group plans, and in this post, we’ll examine...
Life Insurance – Why You Probably Need It and What It Can Do For You
Life Insurance – Why You Probably Need It and What It Can Do For You What will be your legacy if you died today? Though it may be a heavy thing to ponder, it’s precisely the question to consider when weighing options for life insurance coverage. If you’re wondering...
Social Security Disability Insurance (SSDI) – Will It Be Enough?
In our previous blog post, we discuss the stark truth that over half of working Americans are lacking adequate disability insurance coverage while the chances that most of us will suffer from an acquired disability that keeps us from work before we reach retirement...
In The (Likely) Event of Temporary Disability, Will You Be Covered?
In The (Likely) Event of Temporary Disability, Will You Be Covered? Considering that disability insurance is one of the least understood of the major insurances, it now seems a fitting time to do a little disability preparedness check-in. First, what is disability...
Qualifying for Medicare, Paying for Medicare
If you or your spouse worked for at least 40 quarters where: Social Security taxes were withheld or you paid taxes on self-employed income, then you probably qualify for Medicare. In that case, there is no monthly premium for Part A (hospitalization). There is a...
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