Meet the Team
Welcome to Team eIndividual. Our high octane team has the experience and skills to help you find exactly what you are looking for.
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Jeff Bader
Jeff is the preeminent expert for working Medicare-eligibles in Northern California and specializes in helping Filice clients unravel the complexities of coordinating Medicare with employer benefits.
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Lucille Maravilla
Lucille is fluent in Spanish and is very knowledgeable in Individual Services. Lucille is a tremendous help to our clients in the ever changing health world.
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Terry Kaltenbach
Terry is a financial services professional. For 40 years, Terry has served client needs by using his education, experience, and wisdom to help individuals, families, and business owners protect their dreams.
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Norbert Winter
Norb designed and leads the My Protection Plus platform and engagement team. Norb’s passion for planning and protecting dreams is a part of his DNA, literally as Norb grew up in a family-owned insurance agency which first opened its doors in 1908.